Terms and Conditions

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InterMiles IndusInd Bank Co-Brand Credit Cards

Terms and Conditions for InterMiles IndusInd Bank Co-Brand Credit Cards:

Joining/ Annual Fees:

  • Joining Fees will be charged in first month’s Credit Card statement upon booking of your Credit Card and Annual fees will be charged after completion of every anniversary year thereon.
  • InterMiles Platinum tier members will not be charged with Joining/Annual Fees till they maintain their InterMiles Platinum tier i.e. at the time of joining and at the time of anniversary date, the InterMiles member should be a InterMiles Platinum tier member.

Joining / Renewal Benefits:

  • Card members will qualify for Joining/Renewal Benefits (applicable as per the Card variant) on payment of Joining/Annual Fee.
  • Joining Benefit of bonus InterMiles on enrolment shall be credited to the Cardholder’s designated InterMiles account within a minimum of 30 working days post payment of the Joining Fee and if the Cardholder’s Account is not Delinquent or cancelled at the time of such credit or any other times.
  • Renewal Benefit of bonus InterMiles on renewal of the Card at the end of every anniversary year from date of Card set up shall be credited to the Cardholder’s InterMiles account within 30 working days of such renewal after the Cardholder has made a payment of the renewal fees and if the Cardholder’s Account is not Delinquent or cancelled at the time of renewal or at the time of such credit or at any other time
  • Exception:

    • InterMiles Platinum members whose Joining Fees is waived off shall receive Joining Benefits (applicable as per the Card variant) on first swipe of the Credit Card and Renewal Benefits (applicable as per the Card variant) each year from 2nd year onwards
    • Joining Benefits will be credited within 30 working days upon creation of primary Cardholder’s statement capturing first swipe transaction. No time limit from Card set up is applicable for first swipe. No minimum transaction amount is applicable for the first swipe.
    • Renewal Benefits will be credited within 30 working days of the completion of each anniversary year of the Card.

InterMiles Capping :

  • InterMiles cap (as per Card variant) is valid for every anniversary year and will be reset at the end of the year from date of Card set up.
  • Cardholders can pay an additional uncapping annual fee of Rs 10000 for Odyssey Credit Cards and Rs 7500 for Voyage Credit Cards every year to avail the facility of uncapped miles earning.
  • Miles capping is only applicable for miles earned through spends on the Card and does not include miles earned as joining bonus or pre-booking bonus.

2X on Flights.InterMiles.com:-

  • All co-brands members with the co-brand or renewing the co-brand Credit card by paying fees will be eligible to get accelerated/bonus(2X) InterMiles on every eligible activity on flights.intermiles.com
  • 60 Days post a successful flight activity, the bonus InterMiles will be credited to your InterMiles account Bonus InterMiles
  • Supplementary credit card holder’s Bonus InterMiles Spends will be credited into primary cardholder’s InterMiles account
  • In event of a ticket cancellation proportionate Bonus InterMiles will be negated from the cardholder’s account

Flight Discount Voucher on Flights.InterMiles.com:-

  • All co-brands members holding or renewing the Co-brand Credit Card will be eligible to get a One-time discount voucher valid on bookings made on flights.intermiles.com worth of up to INR 750
  • Post 60 days of your renewal/ enrolment fee being realized, you will be eligible to use this benefit
  • If you fail to use the co-brand as per the selection, the discount will not be credited to your co-brand card account
  • 30 Days post a successful flight activity, the offer amount will be refunded to your co-brand card account
  • This amount will reflect as “Refund’’ in your co-brand card statement
  • The discount is valid for a return ticket only
  • The flight voucher is applicable for both Domestic and International Flights being booked on intermiles.com
  • The flight voucher once availed will not be reinstated irrespective of whether member uses the flight ticket or not.
  • The discount is offered by InterMiles as a program benefit on the co-brand card and is subject to change the discretion and/or along with the change in the program T&C’s.
  • This offer cannot be clubbed with any other offer

Miles Back:-

  • Co-brands holding or renewing a Co-brand Credit Card will be eligible to get a One-time Miles back for International redemption bookings being made on flights.intermiles.com of up to 30%
  • You can utilize this benefit on any International Dynamic flights being redeemed on intermiles.com, on a return ticket
  • The Miles back is applicable only once a year on International flights being booked on InterMiles.com under the Flexi Award
  • The Miles back is valid for a return ticket only
  • The miles back offer is applicable during the period 15th November 2019 to 30th June 2020
  • The quantum/ percentage of Miles back will vary by co-brand card variant and may change from time to time at the discretion of InterMiles.

Spend InterMiles:

  • Cardmembers would not earn any InterMiles on spends made on fuel, insurance & utilities transaction.

5 % Discount on Economy Class Ticket on Etihad Flights:-

  • Co-brands members holding a co-brand or renewing a co-brand Credit card by paying fees will be eligible to get a 5% discount on Etihad Airways Economy tickets being booked on flights.intermiles.com
  • Click here to know more

10 % Discount on Economy Class Ticket on Etihad Flights

  • Co-brands members holding a co-brand or renewing a co-brand Credit card by paying fees will be eligible to get a 10% discount on Etihad Airways Economy tickets being booked on flights.intermiles.com
  • Click here to know more

Bonus InterMiles for Etihad Flights being booked on flights.intermiles.com:-

  • Cardholder earn accelerated Spends InterMiles upon purchase of revenue airline tickets on flights.intermiles.com
  • The cardholders to get a 2.5X bonus of their base card proposition on all eligible spends being made on flights.intermiles.com
  • Bonus InterMiles will reflect in the cardholder’s InterMiles account within a period of 60 working days after the transaction on the credit card Purchase of redemption tickets or any other merchandise apart from revenue
  • Purchase of redemption tickets or any other merchandise apart from revenue tickets will not qualify for Bonus InterMiles

InterMiles Tier Match:-

  • Members holding an InterMiles IndusInd Bank Odyssey Credit Card will get a complimentary Silver InterMiles Tier Match for a period one year. This year will be the day/month from the date of fee realization
  • Members will be eligible to utilize the Tier Benefits associated with the Tier.
  • The Tier benefits are over and above the co-brand benefits

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